Visa 3-D Secure™

The 3-D Secure™ protocol was developed by Visa to improve the security of Internet payments. It is designed to allow authentication of cardholders by their Issuers at participating merchants. The objective is to benefit all participants by providing Issuers the ability to fully authenticate cardholders during an online purchase, reducing the likelihood of fraudulent usage of Visa cards and improving overall transaction performance.

Continuing in its leadership role, Visa has licensed the 3-D Secure™ protocol to other major payment brands and the vendor community establishing the 3-D Secure™ protocol as the standard for globally interoperable Authenticated Payments.